Letter format

Best letter format is below :-

                           A letter to a bank manager 

To,

The HDFC Bank Manager

Sarjamda Branch

Jamshedpur - 831002

Jharkhand

Subject - To close my saving account

Sir,

                                          With due respect and humble submission I Mr. P. R. Hembram at Parsudih, Jamshedpur - 2, Jharkhand . My account in your bank since 1998. But now i am shifted my home another state so, I can not keep my account here. So, close my saving account.

                                           There for i request you to please close my account soon . Take soon needful  action I grate full to you always.

                                                                                                         Your faithfully

                                                                                            Mr. P.R. Hembram , Jamshedpur 

HOW TO LOG IN PAYTM

HOW TO LOG IN PAYTM :

Before log in to Paytm, you  have to sign up first (or registration first). Now a time paytm is a very popular sites. It is a e-commerce site. It is a core banking also. Shopping mall also available in this site. So, This is a very popular sites for people. Paytm wallet option also available here. 

How to register or sign up :

1. First go to sign up or register option.
2. Click there.
3. Now give your E-mail Id, Mobile number.
4. Make your password to log in.
5. Then click proceed button.
Note : Always give your correct e-mail id and mobile number. Because some time paytm ask for verification. if you give wrong e-mail id and mobile number, then you can not verifying with Paytm site.

Now successfully registered your Paytm account.
You can use it now.

How to Log in now :

1. After sign up you can log in now.
2. In google search engine type- www.paytm.com 
3. Now paytm home page appear on your screen.
4. Click on Sign in or Log in option.
5. Now give your e-mail id or mobile number as log in id.
6. Now give your password.
7. Then click proceed button.
8. Now you can see your log in screen is appear in your screen.

HOW TO SHOPPING ONLINE ??

HOW TO SHOPPING ONLINE BY MANY DIFFERENT SITES :

Now a time very popular shopping is online shopping. Every youth, every person use many kinds of shopping site. They shopping online from home. And order deliver within a week or some few days. Ever item every things you can get shopping sites. It is very craze in youth.

How to search any product :

If you want to shopping any things then you have to search first. If you don't know how to search then  i will tell you how to search? So, don't worry. I will tell you to day every thing about shopping.

Step by step is following

1. First open google searching engine or other searching engine.
2. Then go to home page of shopping sites. (It is available in first line of the searching page or second line or third line. any one line you can get it)
3. Now in home page, look searching option which is available in top of the home page. (This is applicable for all types of shopping sites)
4. In search box type your product what you want to get.

5. Then many product is shown in your desktop screen related to your product.
6. Now choose your product and click there.
7. Now read product details carefully and select your appropriate option. (Like product size, color etc)
8. All policy read carefully and return policy also.
9. Now click in Buy Now option.
10. Then coming Sign in option. (If you are not a registered user then you have to register or sign up  first then click sign in )
11. Now in next page give your delivery address where deliver your product.
12. Always deliver address give with nearest popular place (like club name, field name , shop name, home name or number, etc)
13. Then in next page shown the payment option.
14. Select your payment option. Following may be available in payment options :-
   a) Internet Banking
   b) Credit Card
   c)  Debit Card
   d) Wallet
   e) Cash on delivery

etc

15. Select your appropriate option. Then proceed.
16. Now your process is completed successfully.

Note : If you payment with Credit Card , Debit card , Internet Banking or wallet option, then carefully proceed the process .

HOW TO PAYMENT WITH CREDIT CARD

HOW TO USE CREDIT CARD AND HOW TO PAY WITH CREDIT CARD SAFELY

Almost same process with pay from debit card or credit card. Basic different is that, debit card is real money wallet means, if you have no money in your bank account, then you can not proceeding any payment. But in credit card time, we can payment .

Payment process is below :-

1. First in payment gateway, select credit card option.
2. Then enter your card details.
3. Select your card types.
4. Type your credit card 16 digit number.
5. Type valid thru date.
6. Type Card holder name.
7. Type CVV number.

8. Then click to proceed button.
9. Now OTP send your registered mobile number.
10. Give this OTP number.
11, Then click proceed button.
12. Now your payment is successfully done.

Note : Don't share your OTP withanyone, and don't share your card number , valid thru , card CVV number etc details. It all are highly confidential.                     

WHAT IS CREDIT CARD ???

WHAT IS CREDIT CARD :

Credit card is a payment facility for people and it issue from bank or agency. Credit card have a two factor (advantage and dis advantage). If you know the best use, so it is good for you. Otherwise it is loss for you. Because if your bank account have no money still you shopping any things . And bank charge your with interest later.

Where get this facility :

Get this facility in your bank branch where your account is already have. This is the right choice. Otherwise another options also available but bank option is better choice.
# First go to your nearest bank branch. And ask for credit card facility.
# Get form from there and fill up the form.
# After few days, you get Credit card from the post man or your bank branch as your choice.
#  Now you can use it.

Where you can use it  :

You can use this card many places such as shopping mall for shopping anything. Online shopping , online insurance policy payment, and almost all types  of payment which is pay through online.

Advantage of credit card :

Advantage of credit card is that , if your bank account balance is zero still you can payment any thing. Suppose you visit a shopping mall and you attract to take a mobile phone and you have no money. At this time this card is boon for you.

Disadvantage of credit card  :

Suppose you have no money in your bank account still you can shopping anything. Later you have to pay the bank all money with interest . Interest extra money is loss for you.                                                     

Note : Do not share with any one credit card number , valid date, CVV no, password etc. It is a highly confidential.

WHAT IS COMPUTER HARDWARE ???

WHAT IS COMPUTER HARDWARE ???

Do you know what is computer hardware ? The answer is -

Ans - Computer hardware is a physically hardware component or devices or machines that we can see and touch it.

# The basic example of hardware is - Monitor, Keyboard, Mouse, Speaker, Printer etc.

Two types of components are following -

1. Internal hardware component

2. External hardware component

1. Internal hardware component - Internal hardware components are available in inside of  computer CPU. And that connected each other. Examples of internal hardware components are - SMPS, RAM, ROM, CD-DVD drive, CMOS battery, Graphics card, Hard disk, Floppy disk, Motherboard, all types of chips, all types of cards and cables are available inside the computer CPU's.

2, External hardware component - External hardware components are external machines i.e. - Monitor, Mouse, Keyboard, CPU, Printer, Scanner, Speaker etc are examples of external hardware components. It all builds and developed by internal hardware components.

Notes - Internal and external hardware components are related to each other.

Device divided in to two parts -

1. Input device

2. output device

1. Input device examples are - Keyboard, mouse, scanner, all types of camera, microphone etc

2. Output devices examples are - Monitor, Printer, Speaker, Plotter etc    

FACILITY OF INTERNET BANKING

FACILITY OF INTERNET BANKING : INTERNET BANKING IN INDIA :

# Do you know , what is the facility of internet banking and what types of facility available for you ??

# To know this facility, you can ask your bank.

# But today i will tell about internet banking all facility. i try my best.

# To use this (Internet banking) facility, first go your branch and ask them to activate your internet banking account.

# Then you can use it.

Following are the main facility which you can use your daily life style :

1. First you can access and see your bank account details any time any where.

2. You can transfer money your bank to another bank.

3. Online FD, RD, LOAN, DEBIT CARD, CREDIT CARD  are available .(Some bank are not give these all facilities)

4. If you are interest in online shopping , then you can payment also online using your internet banking account.

5. If apply any job online, then you can make fees payment .

6. You can payment any types of insurance online from your home.

7. Online mobile or DTH recharge also can done.

8. Can share trading online from your account direct.

9. School fees, College fees, Bus tickets, Train tickets, movies tickets, restaurant , Water bill, Electricity bill.

10. Hotels booking online.




Note 1 : Internet banking is many facility it is true but some fraud also see sometimes.
Note 2 : So use it very carefully. Don't give your any personal details any one.
Note 3 : Don't share your OTP, Log in id, Password, e-mail etc.